Kelsey Peters - Mortgage Broker

Kelsey Peters || April 01, 2025

Why do Mortgage Pre-Payment Penalties Rise as Rates Fall?

Why do mortgage pre-payment penalties rise as rates fall?And why some borrowers are still breakingtheir mortgage earlyWith fixed mortgage rates trending lower in recent weeks, some homeowners are...

Kelsey Peters || March 06, 2025

Housing activity weakened in face of rising uncertainty over tariffs: CREA

Canadian home sales in January were up 11% compared to a year earlier,accordingto the Canadian Real Estate Association (CREA).On a monthly basis, however, sales were down 3.3%, with much of the...

Kelsey Peters || October 16, 2024

Updates to Make Mortgages Easier!

It’s been a big week for mortgage news, with both the federal government and OSFI rolling out important updates.The government has shared more details on its mortgage reforms, like extending 30-year...

Kelsey Peters || April 19, 2024

Mortgage after Bankruptcy

Sometimes bad financial situations happen to good people and bankruptcy is the only way out. However, even after bankruptcy, there is hope. There are many strategies for putting your credit back on...