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TMG The Mortgage Group Alberta Ltd.

TIPS AND INFO. ON ALL THINGS MORTGAGES!

Please find below a mixture of information regarding different types of mortgages you might be interested in or also tips for your current mortgage! Thinking about buying? There are ways to prepare for that! I'll be uploading all the time and let me know if you have any questions and want more information on anything mortgages!


Thinking about getting a mortgage? Let's get you prepared!

WANT TO TAKE ADVANTAGE OF THE EQUITY IN YOUR HOME?

Everyone keeps talking about a potential market crash and not wanting to buy or refinance their home just in case but what they are forgetting is if this does occur, you will also lose the equity in your home. If you plan to stay at your home for years to come it's a great time to take advantage of the equity in your home!



PROGRAMS AND FUNDING!

Thinking about buying but worried any renovations might be too much of a financial burden? There are programs to help you buy the home as well as fix the home. Reach out today for more information!



INCREASING CREDIT SCORE

Ideally most banks want your credit score to be 680 and above (equifax score not transunion). There are companies that will accept lower scores however 680 and above gives you higher borrowing power but if it is lower there are still options!


NEVER TO EARLY TO PLAN!

I have so many clients that come to me saying they are ready to buy a house and are only missing one or two key elements. Some companies require two years of history so it's important to not wait. Reach out today to review your current situation to make sure you are on the right track!

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